Health Insurance coverage is a practical necessity in the U.S. where healthcare costs can be extraordinarily expensive. Paying for all services personally is not feasible for most people making health insurance necessary.  

Students pay a set amount of money each semester/month in exchange for the health insurance benefits outlined in their policy. These benefits include coverage for some or all the student’s medical expenses for routine and non-routine care.  

Employees of the university or TAMU system will be given insurance as part of their employee benefits. The payment will be deducted from their biweekly or monthly paycheck.  

All F-1 and J-1 students and J-2 dependents are required by A&M to have health insurance coverage. J-1 and J-2 visa holders are required by Department of State regulations to have health insurance coverage.  

J-1 Scholars and Student Interns 

You should receive a Summary of Coverage and Benefits that will explain the dates of insurance coverage. You can also request to add your J-2 dependents to your insurance coverage. Click here for more information. 

If you do not receive insurance benefits from TAMU or TAMU system, then you should check with your specific insurance provider for coverage information. 

Students

Coverage Periods:

Below are the coverage periods for each semester. You will be charged the appropriate fee at the beginning of each semester via your tuition bill. 

Early Arrival Coverage Period: 08/01 to 08/31* 
Fall Coverage Period: 09/01 to 12/31 
Spring/Summer Coverage Period: 01/01 to 08/31 
Summer Coverage Period: 05/17 to 08/31** 

*This fee is only charged to newly admitted international students to cover them from the time they may enter the U.S. until the Fall coverage period begins.  

** This fee is only charged to students who were not enrolled in the spring/summer coverage period and who are enrolled in summer courses. 

Who is Covered? 

All F-1 and J-1 students and J-2 dependents are required to have health insurance coverage. F-1 and J-1 students are typically considered the “primary” insurance holders, while any F-2 or J-2 dependents on their insurance would be considered “dependents.” In some cases, an F-1 or J-1 student may be listed under another person’s insurance, in which case the international student would be the dependent of the primary insured person.