Insurance Requirements

All international students (any student that is not a U.S. citizen or an approved lawful permanent resident) are required to have the Texas A&M University System Student Health Insurance Plan (SSHIP). The plan is automatically charged to an international student’s tuition and fee statement.

International Student Services (ISS) does not determine the cost of this insurance. This plan is reviewed annually by System Benefits Administration. The cost is established based on plan design, plan participation and claim experience. This plan is available for students at A&M System universities. The System Student Health Insurance Regulation is located at

Academic Health Plans (AHP) provides program management and administrative services for the student health plans of Blue Cross and Blue Shield of Texas.

To access AHP website for College Station and Galveston:

Texas A&M University – College Station

Texas A&M University – Galveston

Accessing Health Insurance ID Card

BAM Login information
Group Number: 117557
Member ID: Student Specific UIN#

Waiver Guidelines

The Texas A&M University System has established five circumstances in which an international student can request a waiver to the SSHIP and provide alternative health insurance coverage.
  • Student is sponsored by the United States government;
  • Student is sponsored by a foreign government recognized by the United States or certain international, government-sponsored or non-governmental organizations, and covered under a health plan that is compliant with the Affordable Care Act (ACA). If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SSHIP;
  • Student is enrolled in an employer-provided group health plan that is compliant with the ACA. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SSHIP;
  • Student is enrolled in only distance learning programs; or
  • Student is involved in intercollegiate athletics and coverage for all medical insurance is provided through a policy as part of the current sports accident medical policy approved by System Risk Management.

Waiver Process

AHP will review ALL waiver requests. ISS will no longer review waiver requests. The waiver process for Spring 2015 will open December 08, 2014 and close on January 26, 2015. Waiver approvals by AHP for Spring 2015 are valid through Summer 2015. Waiver approvals by AHP does not include those who are enrolled in the Graduate Student Employee Plan, refer to Graduate Assistantships for this process.

What documentation is required to request a waiver?
  1. A copy of your insurance policy with schedule of benefits and exclusion of benefits.
  2. Enrollment Proof (front and back of insurance id card along with start and end date of policy)
Once your waiver is submitted and your proof documentation is received by AHP, you will be notified via email within 5-7 business days of the status of your waiver request. It may take up to 10-14 business days once the waiver has been approved to process a refund through your tuition and fees. If your tuition bill is due before your waiver application is processed, pay the fee and if approved, the refund will be processed at a later date.

To Apply for Health Insurance Waiver

To apply for a waiver you will need to do the following:
  1. Have a scanned copy of your insurance card and benefit policy including exclusions, as well as your UIN ready.
  2. Go to
  3. Review the TAMU waiver criteria and if your plan meets the criteria, click the big button at the bottom of the page to login to your existing account or to create a new waiver account.
  4. If you previously used this waiver system please login by using your UIN# and your previous password. If you did not change your password, it may be your date of birth in the format of MMDDYYYY.
  5. If you are new to this waiver system please select the ‘New Student Registration’ link and provide the information requested. Click the “Register” button.
  6. Click on the waiver link found under “Submit Waiver” on the waiver Home Page.
  7. Enter all information and attach the scanned copies of your documents. Click the ‘Submit’ button.

Graduate Assistantships

  • Current Graduate Student Employees - If you are a current graduate student employee and you are currently enrolled in the graduate student health plan and your assistantship will continue for Spring 2015, your coverage will continue automatically for the Fall semester. You are not required to apply for a waiver of SSHIP.
  • Current Graduate Student Employees in a Leave Without Pay Status - If you are a current graduate student employee placed in a leave without pay status, and will be returning to work, contact your hiring department as soon as possible to make sure that your benefits are reinstated with an effective date of coverage no later than January 1, 2015. You are not required to apply for a waiver of SSHIP.
  • Current Graduate Student Employees with effective date of coverage after 1/1 – If your benefits begin after January 1, 2015, you will be autobilled for Spring 2015. If it has been determined that you are due a refund, AHP will process these in the form of a check. You may update your address online through Academic HealthPlans. Refunds will be issued at the end of the policy term.

J-2 Dependent Insurance

All J2 dependents must have adequate health insurance at all times. The insurance requirements are established by the U.S. Department of State and the federal regulations.

During this transition period, J2 dependents are eligible to purchase the dependent insurance through AHP. However, if the J2 dependents prefer to show alternative health insurance coverage, then the coverage must be submitted to no later than February 02, 2015 for the Fall semester.

The alternative health insurance coverage must meet all the minimum benefit levels of the J regulations and include maternity and mental health coverage. To view the J minimum health insurance coverage click here

AHP Contact

Academic HealthPlans, Inc.
3500 William D. Tate Ave.,
Suite 200 Grapevine,
TX 76051

877-624-7911 [Toll Free Customer Service Number]
817-479-2101 [Fax Number]

Health Insurance for Visitors & Tourists

International Student Services would like to recommend that anyone coming to visit you in the United States obtain health insurance specifically for their stay. Family or friends who come to visit you in the United States may or may not have sufficient medical insurance coverage from their home country that extends to the U.S.

Medical services in the U.S. are expensive and a trip to the emergency room or hospitalization can result in large bills for those who are uninsured or underinsured. Short-term insurance can be purchased in a variety of plan lengths specifically for tourists visiting the U.S. As you look at the information be sure that you choose the brochures for "visitors" to the U.S. Visitors should carefully check each plan to ensure that coverage would be sufficient in the event of an accident or illness. All insurance policies are different in their coverage, costs, and the percentage of your medical costs that will be reimbursed. COMPARE BEFORE YOU BUY ONE.

last updated: 16/2014
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