Health Insurance


**Student Health Insurance Waiver Deadline - June 2, 2016 for Summer 2016**


All international students entering the U.S. on a F-1 or J-1 student visa are required to be covered under the Texas A&M University System Student Health Insurance Plan (SSHIP) or have equivalent insurance coverage as described below. This includes persons who are attending intensive English language programs. For the purpose of student health insurance, a student who leaves the U.S. and maintains immigration status with an intent to return to the U.S. is considered to be a student who has entered the U.S. and must be covered by SSHIP.  The plan is automatically charged to F-1 and J-1 international student’s tuition and fee statement.


International Student Services (ISS) does not determine the cost of this insurance. This plan is reviewed annually by System Benefits Administration. The cost is established based on plan design, plan participation and claim experience. This plan is available for students at A&M System universities. The System Student Health Insurance Regulation is located at http://policies.tamus.edu/26-99-01.pdf

NO LONGER REGISTERED/OUTSIDE THE US:  International Student Health Insurance Fee is a mandatory fee that does not automatically drop off your fee statement if you drop your course(s)or if you are outside of the US.   To request removal of this fee, the student must email healthinsurance@tamu.edu to request the waiver due to non-enrollment or residing outside of the US. It is the student’s responsibility to resolve this by the 20th class day.   The fee will remain after the 20th class day.  

Change in Health Insurance Enrollment after Approved Waiver Granted:
  If approved for a waiver and there is a change in your health insurance enrollment status at any point in the semester, such that you no longer meet one of waiver requirements, immediately contact ISS by email at healthinsurance@tamu.edu


 
About Student Health Insurance Plan
Texas A&M Student Health Insurance resources for all TAMU students may be found on The Texas A&M University System student insurance website.
AHP - Administers the student plans, including the Grad Plan and SSHIP and coordinates the waiver process for F1 and J1 students.
BlueCross and BlueShield of Texas- Underwrites the Student, Graduate and Employee health insurance plans which includes managing claims and providing other health and wellness benefits.
Quick links for policy brochure/benefits, premium rates, enrollment forms and enrollment period, waiver system, student dental option may be found on AHP website:
Texas A&M University – College Station
tamu.myahpcare.com

Texas A&M University – Galveston
tamug.myahpcare.com
 
Blue Access for Members (BAM): Your Online Resource:  immediate online access to health and wellness information including accessing insurance id card and in-network providers.
AHP useful tips video for using your student insurance https://www.youtube.com/v/zAD81dmuiuI?rel=0&showinfo=0
 
http://www.bcbstx.com/member

BAM Login information
Group Number: 117557
Member ID: Student Specific UIN#
 
The Texas A&M University System has established five circumstances in which an F1 or J1 international student can request a waiver of SSHIP and provide alternative health insurance coverage that is comparable to SSHIP.
 
  1. Student is sponsored by the United States government;
  2. Student is sponsored by a foreign government recognized by the United States or certain international, government-sponsored or non-governmental organizations, and covered under a health plan that is compliant with the Affordable Care Act (ACA). If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP;
  3. Student is enrolled in an employer-provided group health plan that is compliant with the ACA. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP;
  4. Student is involved in intercollegiate athletics and coverage for all medical insurance is provided through a policy as part of the current sports accident medical policy approved by System Risk Management.
AHP will review ALL waiver requests. ISS will not review waiver requests. The waiver process for Summer 2016 will open April 20, 2016 and close on June 2, 2016. Students who are granted a waiver through the waiver system by Academic Health Plans will be waived through Summer 2016.  Waiver of SSHIP for Graduate Student Employees may be found here Graduate Assistantships.

What documentation is required to request a waiver?
 
  1. A copy of your insurance policy with schedule of benefits and exclusion of benefits.
  2. Enrollment Proof (front and back of insurance id card along with start and end date of policy)
Once your waiver is submitted and your proof documentation is received by AHP, you will be notified via email within 5-7 business days of the status of your waiver request. It may take up to 10-14 business days once the waiver has been approved to process a refund through your tuition and fees. If your tuition bill is due before your waiver application is processed, pay the fee and if approved, the refund will be processed at a later date.
 
  • Current Graduate Student Employees - If you are a current graduate student employee and you are currently enrolled in the graduate student health plan with effective coverage no later than May 17, 2016 and your assistantship will continue through Summer 2016, you will be automatically waived of SSHIP.  You are not required to apply for a waiver of SSHIP.
  • Current Graduate Student Employees in a Leave Without Pay Status - If you are a current graduate student employee placed in a leave without pay status, and will be returning to work, contact your hiring department to verify that your benefits are reinstated with an effective date of coverage no later than May 17, 2016. You are not required to apply for a waiver of SSHIP.
  • Graduate Student Employees with effective date of coverage after 5/17 – If your benefits begin after May 17, 2016, you will be autobilled for SSHIP in Summer 2016. If it has been determined that you are due a refund, AHP will process these in the form of a check. You may update your address online through Academic HealthPlans. Refunds will be issued after the policy term of SSHIP which is August 31, 2016 for summer.
  • Texas A&M Student Health Insurance resources for all TAMU students may be found on The Texas A&M University System student insurance website.
1. International students not on a F1 or J1 status are no longer required to show proof of health insurance to Texas A&M University.
2. Starting from Spring 2016 the insurance fee will not be charged to students tuition and fee invoice who are not on a F1 or J1 status.
3. Voluntary International -non F1/J1 visa students may enroll in SSHIP through AHP on line enrollment portal
4. Please be aware that medical costs without insurance in the U.S. can be extremely expensive.
  • F-2 dependents are STRONGLY encouraged to maintain health insurance by enrolling in SSHIP.
  • U.S. Government requires J2 dependents to maintain health insurance for the duration of their DS-2019, even if they are not physically present in the U.S. 
  • Proof of J2 dependent coverage must be submitted to healthinsurance@tamu.edu no later than June 2, 2016 for summer semester.
  • Visit Academic Health Plans (AHP) website to enroll dependents in SSHIP.
  • ISS recommends that anyone coming to visit you in the U.S. should obtain health insurance specifically for their stay.  

Academic HealthPlans, Inc.
3500 William D. Tate Ave.,
Suite 200 Grapevine,
TX 76051

support@ahpcare.com

877-624-7911 [Toll Free Customer Service Number]
817-479-2101 [Fax Number]

Qualifying Events
Eligible students who have a change in status and lose coverage under another health care plan are eligible to
enroll for coverage under the policy, provided, within 31 days of the qualifying event, such students send to
Academic HealthPlans:
  • A copy of the Certificate of Creditable Coverage, or a letter of ineligibility (lost coverage), from their previous health insurer
  • A “Qualifying Events” form, which they can download from tamus.myahpcare.com
  • A change in status due to a qualifying event includes but is not limited to:
  • Birth or adoption of a child
  • Loss of a spouse, whether by death, divorce, annulment or legal separation
The premium will be prorated based on what it would have been at the beginning of the semester or quarter,
whichever applies. However, the effective date will be the later of the following: the date the student enrolls
for coverage under the Policy and pays the required premium, or the day after the prior coverage ends. To
apply for coverage that is needed because of a qualifying event, you may download the “Qualifying
Events Form” from tamus.myahpcare.com
Continuation of Coverage
 
All Insureds who have graduated or are otherwise ineligible for coverage under this policy, and have been continuously insured under the policy offered by the policyholder for three (3) months, are eligible to continue their existing coverage for a period of not more than six (6) months under the school’s policy in effect at the time of such continuation.

Premium rates for continuation of coverage are higher than rates for students at The Texas A&M University System. Enrollment must be made and applicable premium must be paid directly to Academic HealthPlans and must be received within 30 days after the expiration date of your student coverage. For more information on continuation of coverage, please contact Academic HealthPlans at (877) 624-7911.